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China’s Social Insurance Sees New Changes: Saving More on Medical Care
本站: 原文:
zuì jìn最近zhōng guó中国deshè huì bǎo xiǎn社会保险yíng lái迎来lexīndetiáo zhěng调整tè bié特别shìshēng yù bǎo xiǎn生育保险cháng qī hù lǐ bǎo xiǎn长期护理保险yī liáo bǎo xiǎn医疗保险yǒulebù shǎo不少xīnbiàn huà变化

Recently, China’s social insurance system has introduced new adjustments, especially with many new changes to maternity insurance, long-term care insurance, and medical insurance.

zhè xiē这些zhèng cè政策kě yǐ可以ràngpǔ tōng普通jiā tíng家庭kàn bìng看病yǎng lǎo养老gèngshěng qián省钱shēng huó生活gèng jiā更加qīng sōng轻松

These policies can help ordinary families spend less on medical care and elder care, making life easier as well.

shǒu xiān首先shìshēng yù生育bǎo xiǎn保险

First is maternity insurance.

xiàn zài现在shēng hái zi生孩子deyī liáo医疗fèi yòng费用kě yǐ可以bào xiāo报销gèng duō更多yǒu xiē有些dì fāng地方shèn zhì甚至kě yǐ可以quán bù全部bào xiāo报销

Now, more of the medical costs of having a baby can be reimbursed, and in some places they can even be fully reimbursed.

chú le除了zàigōng sī公司shàng bān上班derénzì yóu zhí yè zhě自由职业者xiàn zài现在néngcān jiā参加shēng yù生育bǎo xiǎn保险

In addition to people who work for companies, freelancers can now also join maternity insurance.

shēngyí gè一个hái zi孩子néngshěng xià省下bù shǎo不少fèi yòng费用zhèwèihěn duō很多nián qīng年轻jiā tíng家庭jiǎn qīng减轻lejīng jì经济yā lì压力

Having a child can save a considerable amount of money, easing the financial pressure on many young families.

qí cì其次shìcháng qī长期hù lǐ护理bǎo xiǎn保险

Second is long-term care insurance.

zhè ge这个bǎo xiǎn保险zhǔ yào主要shìwèi le为了zhào gù照顾shēng huó生活bù néng不能zì lǐ自理delǎo rén老人

This insurance is mainly intended to care for elderly people who cannot take care of themselves.

xiàn zài现在zhèxiàngfú wù服务defàn wéi范围kuò dà扩大dàolegèngduōchéng shì城市bào xiāo报销debǐ lì比例tí gāo提高le

Now, this service has expanded to more cities, and the reimbursement rate has also increased.

rú guǒ如果jiā lǐ家里yǒuxū yào需要cháng qī长期zhào liào照料delǎo rén老人bǎo xiǎn保险kě yǐ可以fēn dān分担dà bù fèn大部分hù lǐ护理fèi yòng费用ér qiě而且xiàn zài现在deshēn qǐng申请shǒu xù手续gèngjiǎn dān简单

If a family has an elderly member who needs long-term care, the insurance can cover most of the care costs, and the application process is now simpler.

zuì hòu最后shìdà jiā大家zuìguān xīn关心deyī liáo bǎo xiǎn医疗保险

Finally, there is medical insurance, which people are most concerned about.

xiàn zài现在yǒugèng duō更多hǎoyàojìn rù进入leyī bǎo医保mù lù目录jià gé价格pián yi便宜lehěn duō很多

Now, more effective medicines have been added to the medical insurance drug list, and their prices have become much lower.

píng shí平时yī yuàn医院mén zhěn门诊kàn bìng看病tè bié特别shìzhì liáo治疗gāo xuè yā高血压táng niào bìng糖尿病děngcháng jiàn bìng常见病néngbào xiāo报销debǐ lì比例biàngāole

For regular outpatient visits, especially for common illnesses such as high blood pressure and diabetes, the reimbursement rate has also increased.

cǐ wài此外rú guǒ如果zàibié de别的chéng shì城市kàn bìng看病kě yǐ可以zhí jiē直接shuāyī bǎo kǎ医保卡fù qián付钱bù yòng不用zàizhuān mén专门pǎohuí lǎo jiā回老家bào xiāo报销fēi cháng非常fāng biàn方便

In addition, if you seek medical treatment in another city, you can pay directly with your medical insurance card. There is no need to make a special trip back to your hometown for reimbursement, which is very convenient.

zhè xiē这些xīnbiàn huà变化ràngbǎo zhàng保障biàn dé变得yuè lái yuè越来越quán miàn全面

These new changes are making coverage more and more comprehensive.

duìpǔ tōng lǎo bǎi xìng普通老百姓láishuōbù jǐn不仅jiǎn qīng减轻lekàn bìng看病defù dān负担ràngdà jiā大家deshēng huó生活duōleyī fèn一份ān xīn安心

For ordinary people, they not only reduce the burden of medical expenses, but also bring greater peace of mind in daily life.

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By Easy Mandarin News|AI-assisted

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