fēi zhōu
非洲
lǜ sè
绿色
dài kuǎn
贷款
dài lái
带来
de
的
jī yù
机遇
hé
和
tiǎo zhàn
挑战
Opportunities and Challenges Brought by Green Loans in Africa
zhōng guó中国zài在fēi zhōu非洲tóu zī投资le了hěn很duō多lǜ sè绿色néng yuán能源xiàng mù项目 ，bǐ rú比如tài yáng néng太阳能diàn zhàn电站hé和shuǐ diàn zhàn水电站 ，bāng zhù帮助fēi zhōu非洲hěn很duō多dì fāng地方yǒu有le了diàn电 。
China has invested in many green energy projects in Africa, such as solar power plants and hydropower stations, helping many places in Africa get electricity.
zhè xiē这些xiàng mù项目ràng让fēi zhōu非洲de的shēng huó生活biàn dé变得gèng更hǎo好 ，yě也ràng让zhōng guó中国hé和fēi zhōu非洲de的guān xì关系gèng更jǐn mì紧密 。
These projects have improved life in Africa and also strengthened the relationship between China and Africa.
zhōng guó中国hái还chéng lì成立le了zhuān mén专门de的jī jīn基金 ，zhī chí支持fēi zhōu非洲fā zhǎn发展qīng jié清洁néng yuán能源 ，bǐ rú比如xīn新néng yuán能源qì chē汽车 、lǐ diàn chí锂电池hé和tài yáng néng太阳能chǎn pǐn产品 。
China has also established special funds to support Africa's development of clean energy, such as new energy vehicles, lithium batteries, and solar products.
suī rán虽然zhè xiē这些dài kuǎn贷款dài lái带来le了hěn很duō多hǎo chù好处 ，dàn但yě也yǒu有yī xiē一些wèn tí问题 。
Although these loans bring many benefits, there are also some problems.
fēi zhōu非洲guó jiā国家xū yào需要yòng用wèi lái未来de的shí yóu石油hé和kuàng chǎn矿产lái来hái还qián钱 ，rú guǒ如果guǎn lǐ管理bù hǎo不好 ，kě néng可能huì会yǒu有gèng更duō多de的zhài wù债务 。
African countries need to repay with future oil and mineral resources, and if not managed well, it may lead to more debt.
yǒu xiē有些rén人dān xīn担心 ，dài kuǎn贷款hé tóng合同bù gòu不够tòu míng透明 ，zī yuán资源bèi被yòng lái用来huán zhài还债 ，kě néng可能huì会yǐng xiǎng影响fēi zhōu非洲zì jǐ自己de的fā zhǎn发展 。
Some people worry that loan contracts are not transparent enough, and resources used to repay debts may affect Africa's own development.
zhuān jiā专家rèn wéi认为 ，dài kuǎn贷款rú guǒ如果yòng用dé得hǎo好 ，kě yǐ可以bāng zhù帮助fēi zhōu非洲jìn bù进步 ，dàn但rú guǒ如果guǎn lǐ管理bù hǎo不好 ，kě néng可能huì会dài lái带来fēng xiǎn风险 。
Experts believe that if loans are used well, they can help Africa progress, but if managed poorly, they may bring risks.
zǒng de lái shuō总的来说 ，zhōng guó中国de的lǜ sè绿色dài kuǎn贷款ràng让fēi zhōu非洲yǒu有le了gèng更duō多diàn lì电力 ，dàn但yě也xū yào需要zhù yì注意zhài wù债务hé和zī yuán资源guǎn lǐ管理de的wèn tí问题 。
Overall, China's green loans have provided Africa with more electricity, but attention is needed on debt and resource management issues.