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China’s Social Insurance Sees New Changes: Saving More on Medical Care
本站: 原文:
HSK 等级高亮 · Highlight by HSK Level
zuì jìn最近,zhōng guó中国de的shè huì bǎo xiǎn社会保险yíng lái迎来le了xīn新de的tiáo zhěng调整,tè bié特别shì是shēng yù bǎo xiǎn生育保险、cháng qī hù lǐ bǎo xiǎn长期护理保险hé和yī liáo bǎo xiǎn医疗保险yǒu有le了bù shǎo不少xīn新biàn huà变化。

Recently, China’s social insurance system has introduced new adjustments, especially with many new changes to maternity insurance, long-term care insurance, and medical insurance.

zhè xiē这些zhèng cè政策kě yǐ可以ràng让pǔ tōng普通jiā tíng家庭kàn bìng看病、yǎng lǎo养老gèng更shěng qián省钱,shēng huó生活yě也gèng jiā更加qīng sōng轻松。

These policies can help ordinary families spend less on medical care and elder care, making life easier as well.

shǒu xiān首先shì是shēng yù生育bǎo xiǎn保险。

First is maternity insurance.

xiàn zài现在,shēng hái zi生孩子de的yī liáo医疗fèi yòng费用kě yǐ可以bào xiāo报销gèng duō更多,yǒu xiē有些dì fāng地方shèn zhì甚至kě yǐ可以quán bù全部bào xiāo报销。

Now, more of the medical costs of having a baby can be reimbursed, and in some places they can even be fully reimbursed.

chú le除了zài在gōng sī公司shàng bān上班de的rén人,zì yóu zhí yè zhě自由职业者xiàn zài现在yě也néng能cān jiā参加shēng yù生育bǎo xiǎn保险。

In addition to people who work for companies, freelancers can now also join maternity insurance.

shēng生yí gè一个hái zi孩子néng能shěng xià省下bù shǎo不少fèi yòng费用,zhè这wèi为hěn duō很多nián qīng年轻jiā tíng家庭jiǎn qīng减轻le了jīng jì经济yā lì压力。

Having a child can save a considerable amount of money, easing the financial pressure on many young families.

qí cì其次shì是cháng qī长期hù lǐ护理bǎo xiǎn保险。

Second is long-term care insurance.

zhè ge这个bǎo xiǎn保险zhǔ yào主要shì是wèi le为了zhào gù照顾shēng huó生活bù néng不能zì lǐ自理de的lǎo rén老人。

This insurance is mainly intended to care for elderly people who cannot take care of themselves.

xiàn zài现在,zhè这xiàng项fú wù服务de的fàn wéi范围kuò dà扩大dào到le了gèng更duō多chéng shì城市,bào xiāo报销de的bǐ lì比例yě也tí gāo提高le了。

Now, this service has expanded to more cities, and the reimbursement rate has also increased.

rú guǒ如果jiā lǐ家里yǒu有xū yào需要cháng qī长期zhào liào照料de的lǎo rén老人,bǎo xiǎn保险kě yǐ可以fēn dān分担dà bù fèn大部分hù lǐ护理fèi yòng费用,ér qiě而且xiàn zài现在de的shēn qǐng申请shǒu xù手续yě也gèng更jiǎn dān简单。

If a family has an elderly member who needs long-term care, the insurance can cover most of the care costs, and the application process is now simpler.

zuì hòu最后shì是dà jiā大家zuì最guān xīn关心de的yī liáo bǎo xiǎn医疗保险。

Finally, there is medical insurance, which people are most concerned about.

xiàn zài现在yǒu有gèng duō更多hǎo好yào药jìn rù进入le了yī bǎo医保mù lù目录,jià gé价格pián yi便宜le了hěn duō很多。

Now, more effective medicines have been added to the medical insurance drug list, and their prices have become much lower.

píng shí平时qù去yī yuàn医院mén zhěn门诊kàn bìng看病,tè bié特别shì是zhì liáo治疗gāo xuè yā高血压、táng niào bìng糖尿病děng等cháng jiàn bìng常见病,néng能bào xiāo报销de的bǐ lì比例yě也biàn变gāo高le了。

For regular outpatient visits, especially for common illnesses such as high blood pressure and diabetes, the reimbursement rate has also increased.

cǐ wài此外,rú guǒ如果zài在bié de别的chéng shì城市kàn bìng看病,kě yǐ可以zhí jiē直接shuā刷yī bǎo kǎ医保卡fù qián付钱,bù yòng不用zài再zhuān mén专门pǎo跑huí lǎo jiā回老家bào xiāo报销,fēi cháng非常fāng biàn方便。

In addition, if you seek medical treatment in another city, you can pay directly with your medical insurance card. There is no need to make a special trip back to your hometown for reimbursement, which is very convenient.

zhè xiē这些xīn新biàn huà变化ràng让bǎo zhàng保障biàn dé变得yuè lái yuè越来越quán miàn全面。

These new changes are making coverage more and more comprehensive.

duì对pǔ tōng lǎo bǎi xìng普通老百姓lái来shuō说,bù jǐn不仅jiǎn qīng减轻le了kàn bìng看病de的fù dān负担,yě也ràng让dà jiā大家de的shēng huó生活duō多le了yī fèn一份ān xīn安心。

For ordinary people, they not only reduce the burden of medical expenses, but also bring greater peace of mind in daily life.

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By Easy Mandarin News|AI-assisted

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